Deal Stacking: Maximise Your Savings
Created on 21 Jan 2026
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Updated on 21 Jan 2026
In association with
You’ve probably heard of habit stacking — adding a simple, helpful habit onto something you already do. Deal stacking works in a similar way. Instead of relying on one discount at a time, deal stacking means combining multiple offers on the same purchase to stretch your money further, without changing where you shop or what you buy.
This is where Rewards For Forces becomes the foundation.
What is Rewards For Forces?
Rewards For Forces is a discount programme designed for the Armed Forces community.
Who can join?
It’s open to serving personnel, veterans, reservists, cadets, MOD civil servants, families, and service widows and widowers — so it has one of the broadest eligibility criteria out there.
What you can save on:
- Dining & retail
- Holidays & travel
- Cinema & days out
There’s also an optional Premium Gold Membership for £5 per year, which gets you extra exclusive and stackable discounts.
Save 20% on your Premium Gold Membership with code TROOPR!
How deal stacking works in practice: a real-world example
Let’s say you’re shopping on the high street or at a supermarket.
Step 1: Use in-store and loyalty discounts
You shop as normal, but take advantage of:
- Boots Advantage Prices
- Sainsbury’s Nectar offers
- Tesco Clubcard prices
- Morrisons More Card deals
- Seasonal sales
- Defence Discount Service or Blue Light Card discounts
Example:
Original basket price: £120
After loyalty prices, sales and in-store discounts: £100
Step 2: Pay using Rewards For Forces Premium
Instead of paying £100 from your bank card, you:
- Purchase a £100 Rewards For Forces Premium e-code for £93 (7% saving)
Your total saving:
- £20 from loyalty prices, sales and other discounts
- £7 from Rewards For Forces
You pay £93 instead of £120 — a £27 saving on one shop.
And all without changing where you shop!
Where else can you stack Rewards For Forces?
Rewards For Forces vouchers work across a wide range of retailers, making them ideal for stacking with:
- Supermarket loyalty schemes
- Seasonal and sale pricing
- Forces-friendly discounts where accepted
- Against your direct debits such as Netflix and Spotify
The golden rule is simple: Check Rewards For Forces first, then see what else you can layer on top.
Why this matters in 2026
As Hatty Jackson, Founder of Troopr, puts it:
“Rewards For Forces gives the Armed Forces community a head start. When members use RFF as their first step before spending, they’re putting themselves in the strongest position to save.”
Peter Raith from Rewards For Forces adds:
“Our aim is to help serving personnel, veterans and families make their money go further. By using RFF regularly, and stacking where possible, members can build meaningful savings into their everyday lives. We want nothing more than to end the cost of living crisis, and this is one step towards helping with that.”
Make Rewards For Forces your first step this year
If you want your money to work harder in 2026, keep it simple:
- Check Rewards For Forces before you shop
- Buy discounted vouchers in advance
- Stack additional discounts wherever possible
It’s a small habit — but over weeks and months, it can make a very real difference to your budget.
Discover further discounts and savings, along with our complete guide to money and finances for veterans and military families in the UK.